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Questions & Answers

How is the Guaranteed Future Value calculated?

Hyundai Finance will set the Guaranteed Future Value based on an estimate of what the car will be worth at the end of the finance contract. A number of factors go into the calculation: sales results of similar cars, new model data and economic factors. Your finance contract and set kilometres are also used to calculate the final figure. The Guaranteed Future Value will be recalculated if you do not meet the GFV terms.

Is the value guaranteed no matter what?

The value is guaranteed provided you:
1. Maintain the car in accordance with Hyundai’s recommendations
2. You do not exceed the set kilometres
3. You adhere to the fair wear and tear conditions. For full details of what is fair wear and tear, there is a separate Fair Wear and Tear brochure which you must read before you agree to the Guaranteed Future Value option in your finance contract.

What if my car is damaged?

There are a number of options available. You can either have it fixed to meet the Fair Wear and Tear conditions. Or we will reduce the Guaranteed Future Value by the estimated cost of damage. In this case you will need to make an equivalent payment to finalise your finance contract. If you decide to keep the car, the condition doesn’t matter. However, you must pay all amounts owing to us under your finance contract or refinance the amount due subject to meeting our credit criteria.

Can I trade my car in before the end of my agreed term?

Yes. You can trade it in at any time for a new car, however you will need to pay all amounts owing under your finance contract. If you terminate your finance contract early you will not have the benefit of the Guaranteed Future Value.

Can I keep my car?

Yes. You simply pay out all amounts owing under your finance contract at the end of the term. Or you may choose to refinance the final payment. Any refinance will be subject to our standard credit criteria. If you keep the car, the Guaranteed Future Value does not apply.

Can I sell my car privately?

Yes. You will need to pay all amounts owing under your finance contract.

What if I travel extra kilometres?

If you travel past the set kilometres, an excess usage adjustment will apply. Your Guaranteed Future Value will be adjusted by this amount if you choose to return the car. In this case you will need to make an equivalent payment to finalise your finance contract.

What does it cost?

Hyundai Guaranteed Future Value is competitively priced. Speak with your Hyundai dealer who can provide you with an overview of all finance options available. We suggest you talk to your accountant or financial adviser to ensure this product is suitable for your needs. If you terminate your finance contract early you will not have the benefit of the Guaranteed Future Value.

For more information on Genesis Guaranteed Future Value, see your participating Hyundai dealer. The Hyundai Guarantee Future Value is not a representation by Hyundai Finance as to the likely market value of your car at maturity on your finance contract. The Guaranteed Future Value option is available on the Genesis models only. If the car is not returned in an acceptable condition as stipulated in the terms and conditions of the finance contract, fair wear and tear guidelines and set kilometres; the Guaranteed Future Value will be reduced accordingly. Full terms and conditions are available upon application. Available to approved applicants of Hyundai Finance. Subject to normal credit criteria. Terms and conditions, fees and charges apply. Guaranteed Future Value is only available to consumers; ABN holders, Fleet and government buyers excluded. Hyundai Finance provided by St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 Australian credit licence 233714.